A home renovation blog published in December 2016 by a New York City homeowner has gone viral and now has nearly 6 million views.
In the post, titled, “What To Do With A Credit Card After You Don’t Pay Your Bills,” the author, an unnamed New Yorker, wrote that he paid $1,000 to pay off his credit card.
“The only downside is I can’t use it anymore,” the writer wrote.
“So I need to get it out.”
He then explains that his current debt-collection agency, Debt Recovery, is refusing to give him a new card, and that he needs to find another one.
He explains, “I want to keep my credit card and my home.
I want to stay in New York and be a normal New Yorker.”
The post received nearly 3.4 million views on Facebook and more than 10 million on YouTube.
The New Yorker said the post went viral because he said the debt collectors are trying to get him to sign a new credit card agreement, which he says is “too much.”
“I got a lot of comments saying I was crazy to be buying this new card,” the post says.
“I get that.
But this is my life.”
While this is not the first time a homeowner has posted about paying off their credit cards, it is the first instance in which a homeowner went viral on the internet to tell the story of how a credit-card debt-collector took advantage of him.
The post was posted on a website called Debt Recovery and is now up more than 7.6 million views since it was posted in December.
The Debt Recovery website offers a service that will help homeowners with debt problems with a variety of financial services, such as paying down credit card balances, paying for homeowners’ medical bills, or applying for bankruptcy.
The site offers a free consultation and advice, but the advice does not include the option to get a credit report to verify debts.
Debt Recovery has not responded to CNNMoney’s request for comment.
However, in the past, the website has received criticism for the fees charged to consumers who request help with credit scores and for offering to sell personal information about a consumer to debt collectors, according to the Consumer Reports website.
Debit Recovery also has faced criticism for what some have called the company’s “zero-tolerance” policy toward consumer complaints.
In November 2016, the company was fined $5.9 million for violating federal consumer protection rules.
The company agreed to pay a $1.6 billion settlement with the government and was also fined $2.5 million by the Office of the Federal Trade Commission.
In November 2016 and December 2016, Debt Management and Debt Recovery received complaints from consumers who said their credit scores were affected by the company, the Consumer Financial Protection Bureau and the Office for Fair and Accurate Consumer Lending, the agency that regulates debt collection and debt collection companies.
According to the FTC, Debt Manager and Debt Resolution, the companies’ former directors, did not tell consumers that their credit score could be affected by debt collection.
The FTC also noted that the company has been sued for deceptive marketing practices by people who said they were hurt by the companies.
The FTC found that the companies had a history of false and misleading marketing about how debt collection worked and how consumers could use Debt Recovery to get out of paying debts.
In March 2017, the FTC filed a lawsuit against Debt Recovery in the U.S. District Court for the Southern District of New York, alleging that the website “failed to provide consumers with accurate information about how the company could use consumer credit information for the purpose of obtaining debts from consumers without their consent or for the purposes of collecting a debt on their behalf.”
The lawsuit claims that the defendants violated federal consumer laws by providing false and deceptive advertising and failing to provide customers with the ability to dispute a debt.